Solutions

A modular suite. One orchestration.

Each Neptune product is best-in-class on its own — and exponentially more powerful when used together.

01 · Gateway

A unified payment gateway.

One integration covering cards, wallets, bank transfers, open banking and 80+ alternative methods. Built for global checkout from day one.

  • Tokenization & 3DS2 native
  • Multi-currency presentment
  • Smart fields and saved methods
02 · Acquiring

Direct card acquiring, optimized.

Process directly with regional acquirers to maximize approval rates and minimize cost. Failover and redundancy come standard.

  • Local acquiring across 60+ markets
  • MID strategies for risk diversification
  • Network tokenization built in
03 · Crypto

Crypto without the risk.

Accept stablecoins and major assets at checkout, settle to fiat in your bank account. You get the conversion, we manage the rails.

  • USDC, USDT, BTC, ETH, SOL
  • Instant on-chain settlement
  • No custody, no volatility exposure
04 · Routing

Smart routing in milliseconds.

Each transaction is evaluated for cost, latency and approval probability across your stack — and routed to the optimal path automatically.

  • Real-time decisioning engine
  • Cascading retries on soft declines
  • ML-driven optimization
05 · Payouts

Mass payouts, anywhere.

Disburse to vendors, partners and customers in 60+ currencies with built-in compliance, FX and beneficiary verification.

  • Bulk and on-demand transfers
  • SWIFT, SEPA, ACH and local rails
  • Programmable schedules
06 · Analytics

Real-time intelligence.

Every payment metric in one place — across PSPs, methods, geographies and customer cohorts. Built for finance and product teams alike.

  • Approval-rate breakdowns
  • Cohort & funnel analytics
  • Exportable reports & APIs
07 · Settlement

Reconciled to the cent.

Automated daily settlement, fee decomposition and reconciliation. End-of-month closes that take minutes — not weeks.

  • Multi-currency settlement accounts
  • Granular fee transparency
  • Accounting integrations
Have a specific use case?Talk to our team

Enter the next era
of payments.

Talk to our team about migrating, scaling or launching new payment experiences with Neptune.

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